Brad Sugars discusses how to get out of debt and shows step-by-step how a couple erased their debt. He outlines the importance of living within one’s means and how the idea of getting out of debt is primarily psychological and a “numbers game.” Brad explains that by adding extra to one of the minimum payments and paying down that debt, then “rolling over” those payments to the remaining debts on their list, all debt can be easily and effectively erased and eliminated with a powerful plan that works time and time again. He also cautions against borrowing for “extras” such as vacations and gifts.