Brad Sugars focuses on creating a better “you” in order to create a better life. Brad also explains the difference between cashflow and capital and discusses each as it pertains to generating wealth. Not only does he outline the advantages of “learning” before you start “earning,” he stresses the importance of “having” something in your head and heart (as well as your mind) before having that thing show up in your reality. He also explains the differences between the cashflow ladder and the capital ladder, and why it is important to make a distinction between cashflow “rich” and capital or asset “rich.”